Broker Check

33533 West Twelve Mile Road, Suite 100, Farmington Hills, MI 48331

248-663-5400
david.smith@ceterainvestors.com

A Financial Plan Designed Around Your Life, 
From the Ground Up.

Your goals, your timeline, and the opportunities specific to your situation are the starting point for everything we do. What we build together reflects where you are, where you are headed, and what matters most along the way.

Let's Get Started

About Cetera

The advisors at Hexstone Wealth are proudly affiliated with Cetera Financial Group, a national network that provides independent firms with the technology, research, and operational infrastructure to deliver a high standard of service.


Learn More

What We Do Advice-Driven. Planning-First.
Always in Your Corner.

The financial industry has no shortage of advisors willing to take your call. What is harder to find is someone who takes the time to understand your full picture before offering a single recommendation. In our role as an Investment Advisor Representative, we operate as a fiduciary, which means every decision we make is structured around your interests, and we stay proactive enough that the important conversations happen before they become urgent ones.

Who We Help For People Who Have Earned the Right to Expect More

Our clients are accomplished professionals who recognize that managing wealth well requires the same level of expertise they bring to their own fields.

The Established Professional

The Established Professional

A high-net-worth Gen X or Millennial who values professional guidance over the time investment of going it alone.

LEARN MORE
The Family Builder

The Family Builder

Someone focused on creating a financial foundation that serves not just today, but the generations that follow.

LEARN MORE
The Complex Puzzle

The Complex Puzzle

An individual with multiple financial moving parts who needs someone to see clearly how they all interact.

LEARN MORE
The Pre-Retiree or Retiree

The Pre-Retiree or Retiree

A client transitioning into retirement who wants their assets deployed with purpose and protected with intention.

LEARN MORE

How We HelpThe Full Range of Your Financial Life, Covered.

For our clients who are still building, the work is about doing it efficiently and strategically. For those who have already built, the work shifts toward deploying and protecting what they have created. Both require a plan built around where you actually are.

Financial Planning

Financial Planning

A comprehensive look at your full financial picture, built into a forward-looking strategy that evolves as your life does.

Portfolio Management

Portfolio Management

Active, attentive management of your investments with your goals and timeline in mind, not a model designed for someone else.

Tax Planning and Tax-Loss Harvesting

Tax Planning and Tax-Loss Harvesting

A proactive approach to minimizing what you owe each year by finding the planning opportunities inside your portfolio's movements.

Roth Conversions*

Roth Conversions*

Strategic planning around when and how to move retirement savings into a tax-free structure, giving you more control in retirement.

Qualified Charitable Distributions

Qualified Charitable Distributions

A tax-smart way for eligible clients to give generously while satisfying Required Minimum Distributions without the added taxable income.

Learn more

*Converting from a traditional IRA to a Roth IRA is a taxable event.

Who We Are
Michigan-Made. Intentionally Built.

Hexstone Wealth was founded after more than fifteen years in the financial industry, including over a decade in leadership. The name is rooted in Michigan, drawn from the geometric pattern of the Petoskey stone, and so is the work ethic behind it. We built this practice with a specific kind of client in mind, and every decision we make reflects that.

Learn more

How We Work
A Clear Path From Where You Are
to Where You
Want to Be

At Hexstone, we believe financial advice is only as valuable as the relationship it's built on. That’s why our process is grounded in understanding, transparency, and impact—from your very first meeting to every step that follows.

Step 1:
Get to Know You

Before any strategy takes shape, we spend time understanding your goals, your timeline, and what matters most to you.

Step 2:
Build Your Plan

We develop a financial plan tailored to your full picture — your income, your assets, your family, and the opportunities specific to your situation.

Step 3:
Put It to Work

With a strategy in place, we implement it with precision and keep a close eye on the details so you do not have to.

Step 4:
Stay Ahead Together

Your life changes. Your plan should too. We meet regularly to review, adjust, and make sure your strategy keeps pace with where you are headed.

RESOURCES

LEARN MORE
The Anatomy of an Index

The Anatomy of an Index

The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding.
Learn More
What's So Great About a Rollover?

What's So Great About a Rollover?

Making a career move requires tough decisions, not the least of which is what to do with the funds in your retirement plan.
Learn More
Weighing the Benefits of Prepaid Debit Cards

Weighing the Benefits of Prepaid Debit Cards

It's important to understand the pros and cons when considering a prepaid debit card.
Learn More
Stay Safe with a Business Owner's Policy

Stay Safe with a Business Owner's Policy

Learn the advantages of Business Owner's Policies with this highly educational and fun animated video.
Learn More

Contact Us
Let's Build Something Worth Passing Down.

If you are ready to work with an advisor who will take the time to understand your full picture, we would welcome the conversation. Reach out today to schedule your complimentary introductory meeting.

GET STARTED